Insights
No Income and No Employment Mortgage Program
Our flagship offering, the No Income and No Employment Mortgage Program, is designed to help individuals obtain mortgage financing even if they are unemployed. Features No Income and No Employment on the Mortgage Application $3,000,000 Max Loan Amount 80% LTV for Purchase | Rate/Term Refinance 70% LTV for Cash-Out Refinance 100% of the Down Payment and Closing Costs Can Be Gifted 9-12 Months PITI...
Qualifying for a Mortgage with an Asset Utilization Program
The Asset Utilization mortgage program is designed specifically for asset-rich clients who want to leverage their financial resources to secure a mortgage. Program Highlights Our Asset Utilization program offers flexible and accommodating terms to help you achieve mortgage financing for a purchase or a refinance. - Up to 80% LTV for Purchase/Rate and Term: Whether you're buying a new home or...
Opportunities with DSCR Loans for First Time Buyers
What is a DSCR Loan? A DSCR loan is a type of financing that evaluates a property's income potential rather than the borrower's personal income. This makes it an ideal option for those who may not have a traditional income stream but have a property that generates sufficient rental income to cover the loan payments. Why Choose a DSCR Loan? 1. Flexible Qualification Criteria: Unlike conventional loans...
Homeownership with 1099 Income Qualification
Program Highlights Up to 90% LTV (Loan-to-Value) One of the standout features of our 1099 Income Qualification program is the ability to finance up to 90% of your home's value. This means you can secure a mortgage with a down payment as low as 10%. Borrower Must Be 1099 Only Our program is tailored specifically for 1099 contractors. Whether you're a freelance graphic designer, a consultant, or a gig...
Self-employed for less than 2 years
Exciting Update: Expanded Self-Employed Guidelines New Guidelines for Self-Employed Borrowers We are now considering income for borrowers who have been self-employed for less than 2 years! This is a significant change that opens up new opportunities for many self-employed individuals who are looking to secure a mortgage. Less Than 2 Years of Self-Employment - If you have been self-employed for less...
Condotel Loan Program Up to 75% LTV
We are excited to announce that we are now offering up to 75% Loan-to-Value (LTV) on condotels! This is a fantastic chance for investors to leverage their capital and maximize their returns with flexible financing options tailored to meet diverse needs. Why Choose Condotels? Condotels, or condominium hotels, combine the benefits of condominium ownership with the amenities and services of a hotel....