Insights

Non-QM Programs for Diverse Borrowers

Non-QM Programs for Diverse Borrowers

We offer a wide range of non-QM programs designed to cater to the unique needs of individuals and investors. Whether you're self-employed, a foreign national, or looking for flexible financing options, our non-QM loan consultants will find a non-QM program that fits your situation. Bank Statements For self-employed individuals who may not have traditional income documentation, our bank statement...

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Non-QM Purchase Loans: Unlocking Opportunities up to 90% LTV

Non-QM Purchase Loans: Unlocking Opportunities up to 90% LTV

We work with borrowers that fit our non-QM loan programs when looking to purchase a property. Whether you’re a freelancer, contractor, gig worker, or self-employed individual, we have tailored solutions to help you obtain financing. With our non-QM purchase loan programs, you can secure financing up to 90% loan-to-value (LTV). Program Highlights Purchase Only Programs Minimum FICO Score of 700 Up to...

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Program Highlights for the Asset Depletion Mortgage Program

Program Highlights for the Asset Depletion Mortgage Program

Are you a borrower with substantial assets but limited traditional income? Our Asset Depletion program is designed just for you. With this innovative strategy, you can use your assets to qualify for a mortgage, even if your income doesn't meet the traditional requirements. Here's how it works: We calculate how much income can be generated from your assets and combine it with your actual income to...

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Non-QM Loans Provide Self-Employed Borrowers a Chance to Qualify for a Mortgage Loan

Non-QM Loans Provide Self-Employed Borrowers a Chance to Qualify for a Mortgage Loan

There are those individuals who don’t have the conventional income that a W2 wage earner gets. There are self-employed borrowers, gig workers, independent contractors, and other similar income-type employees. Trying to get a loan conventionally would probably be very difficult but using a non-QM mortgage program increases the chance of qualifying for a mortgage. Below is a quick snapshot of the type...

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We Don’t Let Income On Tax Returns Keep our Self-Employed Borrowers From Qualifying

We Don’t Let Income On Tax Returns Keep our Self-Employed Borrowers From Qualifying

Purchasing a second home can be an exciting milestone in one's life. However, for borrowers with unconventional financial circumstances, securing a loan for their dream home can be a daunting task. In this blog post, we will explore a scenario where our borrower, with a 702 FICO score, was able to overcome financial hurdles and successfully obtain a $2 million loan with a loan-to-value ratio of 70%....

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We are Your Top Choice for Non-QM Loans

We are Your Top Choice for Non-QM Loans

Are you ready to kickstart the year with the best non-QM loan solutions? Look no further than NonQmFunding.com, your trusted partner for exceptional service, knowledgeable sales teams, and innovative loan products. We have a wide range of options to cater to your unique lending scenarios and situations. Income qualification issues? No problem! We offer various products to help you overcome this...

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