Jumbo Loans with No Credit History Program

Nov 6, 2023

At NonQmFunding.com, we specialize in Jumbo No Credit and Limited Credit financing, catering to borrowers in all 50 states and DC. Our loan options range from $100,000 to $5,000,000, ensuring that we can assist individuals facing various credit challenges.

We understand that the reasons for limited credit profiles can be diverse. That’s why we’re here to provide solutions for borrowers who have discontinued using traditional credit lines, never established credit, rely on a single tradeline for all their financial needs, hold only authorized user accounts, or are newcomers to the country with various forms of work authorization such as Work Visas, Student Visas, and more.

Here are some essential Program Details:

  • Loans available from $100,000 to $5,000,000.
  • We require just one appraisal, regardless of the loan size.
  • No specific credit score is necessary.
  • We offer Loan-to-Value (LTV) ratios of up to 80%.
  • Enjoy cash-out refinances without seasoning requirements, and there’s no limit on the cash you can access.
  • Take advantage of our Asset Depletion Program.
  • Non-occupant co-borrowers are permitted, with no ratio requirement for the occupant.
  • We consider various forms of work authorizations, including Work Visas, Student Visas with work permits, EAD cards, and more.
  • Our loans cover primary residences, second homes, and investment properties titled in LLC structures.
  • We accept a wide range of collateral program types, including non-warrantable condos, condotels, co-ops, hobby farms, and unique properties.
  • For those in need of a speedy closing, our rush closing options are also available.

If you’re in search of Jumbo financing without the constraints of traditional credit requirements, you’ve come to the right place. Discover the possibilities with NonQmFunding.com. Contact our office and find out more if the Jumbo No Credit program fits your transaction.