Mix & Match Income Documentation Non-QM

Mar 25, 2024

NonQmFunding.com considers the bigger picture when it comes to lending. Unlike other lenders who may only require one source of income, our Non-QM programs allow for multiple sources of income to be used, ensuring that your borrowers’ entire income stream is taken into account.

Highlights of our Non-QM Loans

  • Income can be documented using a mix of bank statements, P&L, W2, and asset conversion
  • FICO scores can go as low as 550
  • Maximum LTV available is 90%
  • DTI can go up to 50%
  • Loan amounts can reach up to $3.5M
  • Loan terms can extend up to 40 years
  • DSCR can be as low as ≥ .75
  • Only 1 day out of bankruptcy, foreclosure, or short sale required
  • Borrower-disputed accounts do not have to be removed from the credit report

Our goal is to assist you in finding the ideal solution for your non-QM borrowers. With our capability to combine various income documentation, the options are limitless!