No Ratio DSCR

In the world of real estate investment, not all properties fit neatly into the mold of a perfect 1 to 1 Debt-Service Coverage Ratio (DSCR). Some properties, despite their value and potential, may not generate rental income substantial enough to meet the stringent DSCR requirements. The result is a potential roadblock for investors, where conventional lending may not align with the property’s characteristics. To address this challenge, a dynamic solution has emerged – the “No Ratio DSCR Mortgages.”

No Ratio DSCR Mortgages take a distinctive approach. They acknowledge that some properties, especially those with higher interest rates, may not meet the 1 to 1 DSCR ratio using rental income. Instead, this program focuses on the property’s intrinsic value and the borrower’s creditworthiness.

  • No Minimum DSCR
  • Up to $3 Million
  • Minimum 650 FICO.
  • 65% LTV Purchase and 55% LTV Cash-Out.

This program provides a refreshing path for investors to embrace property investment opportunities confidently. It’s a testament to the adaptability and inclusivity of modern mortgage solutions, ensuring that real estate investors can explore diverse opportunities without the limitations of traditional DSCR constraints.

Contact our office for more information about this No Ratio program or complete the Fast Quote form and we’ll be in touch within an hour.

No Ratio