Non-QM Full Doc Loans

Non-QM Full Doc Loans

Our Non-QM Full Doc loan program is designed to cater to the needs of small business owners, investors, and self-employed individuals who may not qualify for a traditional agency loan. This non-qm full doc program offers several benefits and features that make it a suitable option for our clients.

One of the key highlights of our Non-QM Full Doc loan program is that it requires a minimum FICO score of 660 with a maximum loan-to-value (LTV) ratio of 70%. This ensures that our clients have a decent credit score and a reasonable amount of equity in their property.

This program offers the flexibility of choosing between fixed-rate or interest-only options. This allows our clients to select the repayment structure that best suits their financial situation and goals.

Our Non-QM Full Doc loan program is available for various types of transactions, including purchase, rate/term refinance, and cash-out refinance. This means that our clients can utilize this program for different purposes, depending on their specific needs.

Whether our clients are wage earners or self-employed individuals, our Non-QM Full Doc loan program caters to both categories. This ensures that a wide range of clients can benefit from this program, regardless of their employment status.

In terms of documentation, our program accepts various types of documents to verify income and employment. This includes W-2 forms, paystubs, tax returns, and more. This flexibility in documentation requirements allows our clients to provide the necessary proof of income and employment in a way that suits their specific circumstances.

Contact our office and we’ll connect you with a loan officer who can go over in detail about our non-qm loan programs.