Our specialty is structuring common-sense mortgage solutions for borrowers who don’t fit the conventional mold. Whether it’s alternative income documentation, larger loan amounts, or unique property types. Non-QM loans look beyond tax returns and conventional underwriting formulas. Instead, we focus on cash flow, asset strength, and overall borrower profile.
We are experts in structuring all types of Non-QM transactions.
- 90% LTV on Bank Statement Loans up to $2M
- 0 months of reserves required on all programs
- Super simple P&L program – no bank statements needed
Investor-Focused Lending Solutions
For real estate investors, creativity and innovation are everything. That’s why our Non-QM programs support both short-term and long-term investment strategies. With DSCR (Debt Service Coverage Ratio) loans, qualification is based on the property’s income.
- No Ratio DSCR loans up to 75% LTV
- DSCR loans up to $5M, Min loan amount $75K
Bridge Loans
- Bridge Loans up to 75%
- Bridge loans for multi-use properties and multi-unit 5+
Our advice to you is to contact our office for more information about our non-QM loan programs. We have over 40 non-QM loan programs to fit any scenario.
