If you’re self-employed, a real estate investor, or have unique financial circumstances, our Non-QM Purchase Loan Programs provide solutions to help borrowers secure mortgage financing with up to 90% loan-to-value (LTV)!
Program Highlights
- Purchase-Only Programs
- Ideal for homebuyers looking for mortgage financing outside conventional mortgage guidelines.
- 700 Minimum FICO Score – Competitive credit requirements to help more borrowers qualify.
- Loan Amounts Up to $1.5 Million – High loan limits to accommodate luxury and investment properties.
- Multiple Documentation Options – Choose from:
- Bank Statements (12-24 months)
- Profit & Loss (P&L) Statements
- 1099 Income
- Full Documentation (W-2/Pay Stubs)
- 6 Months of Reserves Required – Ensuring financial stability post-closing.
- Strong credit but non-traditional income? We’ve got you covered.
We are non-QM loan specialists; there is no scenario that we cannot finance. Give us a call or complete the Fast Quote form, and one of our non-QM loan experts will give you the right advice.
