Second Mortgage

In the realm of real estate and home financing, diverse needs demand versatile solutions. At, we recognize that every individual’s journey in the world of homeownership is unique. Our programs are designed to cater to your specific requirements, whether you’re pursuing your dream home, a second property, or an investment venture. With credit scores as low as 660, generous loan amounts up to $550,000, and the flexibility to accommodate recent credit events, we’ve got the tools you need to unlock new doors in the real estate landscape.

  • Credit Score as low as 660
  • Loan Amounts extend up to $550,000
  • Maximum Combined Lien capped at $2.5 million
  • Debt-to-Income (DTI) ratios accepted up to 50%
  • Full Documentation supports Maximum Combined Loan-to-Value (CLTV) of 90%
  • Bank Statements facilitate Maximum Combined Loan-to-Value (CLTV) of 85%
  • Reserves or Assets Not Mandatory
  • Eligible for Owner-Occupied, Second Home, and Non-Owner-Occupied Properties
  • Recent Credit Events are Considered
  • No Prepayment Penalties Apply isn’t just your mortgage provider; we’re your partner in achieving your real estate ambitions. With maximum combined liens of up to $2.5 million, the potential to explore properties without the need for reserves or assets, and options for owner-occupied, second home, or non-owner-occupied properties, we offer the financial flexibility you deserve. Furthermore, our commitment to transparency is evident in our no prepayment penalty policy. Your path to real estate success begins here – contact us today, and inquire about our second mortgage program.